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Trip Insurance is for Everyone

This year, while planning your annual vacation, you've decided that you want to make some changes. Only the best will do for your loved ones on your once-a-year family getaway, so there will be no cutting corners! You've saved your hard-earned money for this annual vacation, and you want to make the most of it. But what about trip insurance? Do you need it? You think you don't because you don't want to spend more money, but what if....

Let us take a trip through the mishaps of a family vacation, and then you can decide if trip insurance is truly worth the money for you. At Cabins for YOU, our motto is “trip insurance is for everyone!” The worst-case scenario would be that something could come between you and your fun-filled vacation. Do you really want to chance a mishap, potentially losing your vacation funds? Trip insurance is only 7.2% of the total cost. That’s why Cabins for YOU partners with Red Sky Travel Insurance to offer you Mountain Trip Preserver.

When you purchase trip insurance through Cabins for YOU and Red Sky, you will reap an abundance of rewards, including peace of mind. Mountain Trip Preserver provides you with insurance protection for the duration of your stay. Here’s what the Mountain Trip Preserver trip insurance policy covers:

Trip cancellation and trip interruption

You will be reimbursed for non-refundable payments if cancelling for a covered reason. Covered cancellations include: sickness, injury or death (to you, a family member, or a traveling companion), extension of school year, armed services leave revocation, involuntary termination of employment, or other specific reasons listed in the Policy/Certificates of Insurance.

Trip delay

This portion of the insurance is worth up to $750 with a $200 daily limit. It provides provisions for items that are considered reasonable, including: meals, hotel accommodations, and transportation, if you are delayed for 6 hours or more – due to a covered travel hazard – while en route to, during, or returning from your trip.

Baggage delay

Coverage up to $1,000 per person ($200/day) applies to the emergency purchase of necessity-type items, including sports equipment. This portion of the coverage goes into effect if the delay is 12 hours or more. You may purchase clothing, toiletries, and other essentials with this portion of the insurance coverage.

Emergency Accident & Sickness Medical

You and your traveling companions are covered up to $25,000 each in the event any of you experience a medical emergency and an emergency room visit during your stay. You and your traveling companions are also covered up to $1,000 each during the trip for emergency dental treatment.

Travel Assistance Services

When you purchase Mountain Trip Preserver travel insurance policy, you are eligible for Emergency Assistance and Emergency Roadside Assistance Services when you start your trip. The Travel Assistance Service is available 24/7 and provides services such as towing, battery services, flat tire assistance, lockout assistance, emergency cash advance, and more. The Travel Assistance Service is a dispatch service and not a reimbursement service. Call 866.889.7409 for assistance while traveling.

Vacations are meant to be fun and relaxing. Unexpected events can turn an exciting vacation into a negative experience, but if you're prepared with trip insurance, you'll likely face much less stress! Trip insurance is just a small additional fee to your vacation, but it can help save you a lot of time, worry, and money in the case of any issues!

Trip Insurance is non-refundable after 14 days from the policy purchase date. For a list of covered reasons and exclusions, please view policy details online.